How come some car insurance companies want me to get them after I have been convicted with DUI here in Los Angeles, California? Do I have to expect my rates to increase and what is SR22?

Herman

Los Angeles, CA

After your DUI conviction in Los Angeles, California, you probably know by now that the financial ramifications of DUI don’t stop with the fines, assessment and fees that you paid for during the course of the proceedings of your DUI case. You would also be required to provide the court with a proof of insurance (SR22 insurance), which comes from your insurance company. You may consult with your lawyer as to how you can get the SR22 insurance without raising an alert or better yet, go on and get an online rate quote now from this website for your SR22 insurance.

You have to expect increased car insurance rates for many years to come. It would be nearly impossible to avoid increased car insurance rates after a DUI and consider yourself lucky if you are able to maintain your current car insurance at all. A number of car insurance companies want you after your DUI conviction but don’t just jump ship from your current policy until you hear the premium rates that these “high-risk driver” insurance companies offer because they are significantly higher.

I heard my mom and my sister talking about getting an SR22 auto insurance or something like that. I kinda have an idea about it but I don’t really know exactly what it is. Is this one required after my sister’s DUI charge here in Los Angeles, California?

Harriet

Los Angeles, CA

Yes, Harriet, an SR22 auto insurance is required after your sister’s DUI charge in Los Angeles, California. This form would be an agreement between the Department of Motor Vehicles (DMV) and the insurance company which states that they are providing the required coverage for your sister. This also means that if for any reason the insurance company is no longer providing the coverage for her, they would have to notify the DMV about it. If this happens, the DMV could suspend her driving privileges again for not maintaining the required high risk auto insurance coverage.

So the SR22 auto insurance could be basically considered as a contract between the DMV and the insurance company. The first thing that your sister should do is to work out a deal with her insurance company if they could be able to provide her the SR22 auto insurance. If they can’t file the SR22 form for her, she would have to seek out other insurance company that could provide her the necessary coverage. I recommend that she get an online rate quote for her SR22 auto insurance directly from this website.