How come some car insurance companies want me to get them after I have been convicted with DUI here in Los Angeles, California? Do I have to expect my rates to increase and what is SR22?

Herman

Los Angeles, CA

After your DUI conviction in Los Angeles, California, you probably know by now that the financial ramifications of DUI don’t stop with the fines, assessment and fees that you paid for during the course of the proceedings of your DUI case. You would also be required to provide the court with a proof of insurance (SR22 insurance), which comes from your insurance company. You may consult with your lawyer as to how you can get the SR22 insurance without raising an alert or better yet, go on and get an online rate quote now from this website for your SR22 insurance.

You have to expect increased car insurance rates for many years to come. It would be nearly impossible to avoid increased car insurance rates after a DUI and consider yourself lucky if you are able to maintain your current car insurance at all. A number of car insurance companies want you after your DUI conviction but don’t just jump ship from your current policy until you hear the premium rates that these “high-risk driver” insurance companies offer because they are significantly higher.

I’m really concerned about my car insurance after being charged with DUI here in LA California. I heard that some of the traffic laws in California have changed. How would my insurance company deal with my DUI case?

Maxine

Los Angeles, CA

Under the California law, any DUI offense on your record will appear for 10 years from the violation date. This may sound unfortunate for you. Several insurance companies check your motor vehicle record only once every three years or when you’re applying for a new policy.
At times, DUI conviction can escape your insurer’s attention or don’t end up on your motor vehicle record. But if your insurer finds out about your DUI in California, you are likely to have higher rates and possibly policy cancellation or non-renewal.

You asked how your insurance company would deal with your DUI case. Well, in general, there are two ways insurance companies deal with customers with DUI conviction. First is that they may raise your car insurance premiums and label you a high-risk driver if it finds out you have been convicted of DUI. Second and worse is that they may cancel your insurance mid-term or terminate the policy at the end of the term because of your DUI conviction. If this happens, you may shop around to get lower rates for your insurance policy.