How come some car insurance companies want me to get them after I have been convicted with DUI here in Los Angeles, California? Do I have to expect my rates to increase and what is SR22?

Herman

Los Angeles, CA

After your DUI conviction in Los Angeles, California, you probably know by now that the financial ramifications of DUI don’t stop with the fines, assessment and fees that you paid for during the course of the proceedings of your DUI case. You would also be required to provide the court with a proof of insurance (SR22 insurance), which comes from your insurance company. You may consult with your lawyer as to how you can get the SR22 insurance without raising an alert or better yet, go on and get an online rate quote now from this website for your SR22 insurance.

You have to expect increased car insurance rates for many years to come. It would be nearly impossible to avoid increased car insurance rates after a DUI and consider yourself lucky if you are able to maintain your current car insurance at all. A number of car insurance companies want you after your DUI conviction but don’t just jump ship from your current policy until you hear the premium rates that these “high-risk driver” insurance companies offer because they are significantly higher.

I am battling a DUI charge here in Los Angeles, California and still hoping that I will not be convicted. I was told that if I will be convicted for the DUI offense, I would need to get SR22 for my car insurance? What is this and how important is getting this?

Oakley

Los Angeles, CA

Since you have a DUI charge in Los Angeles, California, the California Department of Motor Vehicles (DMV) has suspended your driving license. You would have to obtain SR22 insurance policy to reinstate your license. Your insurance company will provide SR22 filling which serves as a proof of insurance to the DMV. In this way, the DMV is assured that an insurance company has provided at least minimum liability coverage for you. Your insurance company will immediately inform the DMV if the policy lapses for any reason.

In Los Angeles, the SR22 filing period is for three years. But the term can be extended depending on individual cases due to stringent insurance laws in Los Angeles. As soon as the SR22 filing period is over, the insurance premiums will be lower, depending on your driving history. The prices of insurance are based on your driving history and also on your driving experience. It’s great that you can get online quotes for SR22 car insurance from this site.

My driver’s license has been suspended because of a DUI conviction in Los Angeles, California. I was told that I need to secure SR22 car insurance in order for me to get my license back. What is this and how long would I have to carry SR22 in my insurance policy?

Bunny

Los Angeles, CA

Because of your DUI conviction in Los Angeles, California, the Department of Motor Vehicles (DMV) suspended your driver’s license and you need to secure SR22 car insurance to have your license reinstated. SR22 filling is provided by insurance companies which serves as a proof of insurance to the DMV. That way the DMV is assured that insurance company has provided at least minimum liability coverage to you. The insurance company immediately informs the DMV if the policy lapses for any reason.

The rules regarding SR22 insurance may vary. In Los Angeles, generally, SR Filing period is three years. Due to stringent insurance laws in Los Angeles, however, the term can be extended depending on individual cases. Depending on your driving history, the insurance premiums will be lower as soon as the SR filing period is over.