Is it true that going to Driver’s Ed. Will give me discounts on my car insurance? If so, what kind of classes should I look for here in Los Angeles, California?

Raymond

Los Angeles, CA

Yes, Accredited defensive driving schools and institutions can definitely qualify you for some discounts towards your auto insurance rates there in Los Angeles, California. Now the amount and duration of the discount you get will vary between states but the aim is generally the same. The safer the driver you become, the less the chance of you filing for an insurance claim and the less expensive for the insurance company to provide you further auto insurance coverage, thus the savings are passed on to you.

Defensive Driving Courses or Lessons can usually be taken with your State Department Of Motor vehicles but then again there are a lot of local accredited schools in your area that you can choose as well. These courses are offered to the general public, without any virtual limitations on the students age. Once you get your certification, call up your insurance provider so they can process applying the discount immediately.

You should still get in touch with your insurance provider before you undergo such classes though. Each Insurance provider will have their own rules or policy on how and when you will be receiving the additional discounts on your car insurance premiums. You should get at least three years worth of discount with most auto insurance companies. Some can add the discount immediately while others might insist adding it at the end of your insurance term so get the details first to know what you will be expecting after taking the said classes.

Tags: auto insurance online, auto insurance premium, car insurance company, car insurance discounts

My husband got a DUI here in Los Angeles, California and I wonder if we could still get auto insurance. Could you help me how to get insured after my husband’s DUI?

Daria

Los Angeles, CA

After your husband’s DUI in Los Angeles, California, your auto insurance policy could be under legal threat. The first thing that you need to do now is to contact your auto insurance agent and tell them about your husband’s DUI. You also need to go over your policy clauses because it would most likely have your husband added to it. You can tell you auto insurance provider that you’d want a review of your current insurance policy.

You may also ask to exclude the name of your husband from the current auto insurance policy. Some US states have mandatory laws regarding the insurance of married couples. Normally, they require adding the spouse so you need to check if you are eligible for exclusions in California. You also need to be sure that your husband doesn’t drive the vehicle under the renewed auto insurance policy with the exclusion because you would not get coverage under any conditions. Be prepared to pay higher insurance rates on your current policy if you are not eligible for exclusions