I have been through a lot of traveling lately that required me to rent a car. How would I know if my car insurance policy here in Los Angeles, California includes coverage for a rental vehicle?

Harlan

Los Angeles, CA

Having the knowledge whether or not you have to buy rental vehicle insurance could save you money and provide composure. Non-obligatory insurance can almost double the price of the car rental. So prior to buying the rental vehicle insurance from the rental company, you need to do a little research on your own car insurance policy in Los Angeles, California. You may opt to go over your policy with an independent car insurance agent. He/she can assess your coverage to see if you are protected in a rental vehicle.

You may also find the information through your credit card company. A number of credit card providers offer coverage without extra fee if you use your plastic to pay for the rental. But there could be limitation so make certain that you inquire for the precise explanation on what is covered.

Another option that you have is that you can bring with you the “Declarations Page” to the rental counter. The rental car company representative could ask you some things that this page could provide response. If you are not certain about something, you need to have with you the contact number of your car insurance agent so that you can get in touch with him/her immediately.