Is it true that going to Driver’s Ed. Will give me discounts on my car insurance? If so, what kind of classes should I look for here in Los Angeles, California?

Raymond

Los Angeles, CA

Yes, Accredited defensive driving schools and institutions can definitely qualify you for some discounts towards your auto insurance rates there in Los Angeles, California. Now the amount and duration of the discount you get will vary between states but the aim is generally the same. The safer the driver you become, the less the chance of you filing for an insurance claim and the less expensive for the insurance company to provide you further auto insurance coverage, thus the savings are passed on to you.

Defensive Driving Courses or Lessons can usually be taken with your State Department Of Motor vehicles but then again there are a lot of local accredited schools in your area that you can choose as well. These courses are offered to the general public, without any virtual limitations on the students age. Once you get your certification, call up your insurance provider so they can process applying the discount immediately.

You should still get in touch with your insurance provider before you undergo such classes though. Each Insurance provider will have their own rules or policy on how and when you will be receiving the additional discounts on your car insurance premiums. You should get at least three years worth of discount with most auto insurance companies. Some can add the discount immediately while others might insist adding it at the end of your insurance term so get the details first to know what you will be expecting after taking the said classes.

Tags: auto insurance online, auto insurance premium, car insurance company, car insurance discounts

I need an SR22 auto insurance after being charged with DUI here in Los Angeles, California. How long do I have to maintain it and how long will my DUI stay on my record?

Virgil

Los Angeles, CA

It’s a good thing that you are now thinking about getting SR22 auto insurance after being charged with DUI in Los Angeles, California. You need the SR22 auto insurance so that you can get your driver’s license back at the end of your suspension period. That is actually a requirement by the California Department of Motor Vehicles (DMV) to reinstate your driver’s license. You have to carry the SR22 auto insurance for three years under normal circumstances. But the terms can be extended with the presence of stricter enforcement of DMV laws and lobbying against drunk drivers.

The bad part about your DUI charge is that this violation would stay on your driving record for 10 years. It would be rated for points by auto insurance companies for three years, so that would be some relief, but most preferred insurers don’t take drivers with DUI violations, so it may be a long wait until you get that kind of policy. But you can absolutely get a free online rate quote for your SR22 auto insurance from this website.

A friend of mine was recently charged with DUI here in Los Angeles, California and he doesn’t want to go to trial because he wants to have this over and done with. I heard that he is hoping to have the DUI charges reduced that’s why he is planning to plead guilty. Question is, if his DUI charge will be reduced to wet reckless, will this be considered as a prior in case he gets arrested again for DUI in the future?

Abbie

Los Angeles, CA

You gotta tell your friend that there is a lot at stake if he pleads guilty for his DUI charge in Los Angeles, California and just hope that his charges will be reduced. Yes, there are certain ways that the DUI case could be resolved without proceeding to trial. But I strongly suggest that he seeks professional legal advice first before doing anything he might regret later on. On the other hand, there are some DUI cases that plea bargaining would be appropriate and he has to remember that each DUI case is different, and there are times that admission of guilt to the DUI charge would be in his best interest.

He may have the DUI charge reduced to wet reckless which is an alcohol-related reckless driving. In several respects, wet reckless is no different from a DUI charge which means that if he gets arrested for a similar offense within 10 years, the wet reckless conviction would be considered as a prior DUI conviction. Moreover, most auto insurance companies would treat a wet reckless conviction just like a DUI conviction. But there would be some benefits of having the DUI charge reduced to wet reckless because there would be no mandatory DUI school with this charge and no mandatory driver’s license suspensions or restrictions.