Reader’s Question:

I am battling a DUI charge here in Los Angeles, California and still hoping that I will not be convicted. I was told that if I will be convicted for the DUI offense, I would need to get SR22 for my car insurance? What is this and how important is getting this?

Oakley

Los Angeles, CA

Since you have a DUI charge in Los Angeles, California, the California Department of Motor Vehicles (DMV) has suspended your driving license. You would have to obtain SR22 insurance policy to reinstate your license. Your insurance company will provide SR22 filling which serves as a proof of insurance to the DMV. In this way, the DMV is assured that an insurance company has provided at least minimum liability coverage for you. Your insurance company will immediately inform the DMV if the policy lapses for any reason.

In Los Angeles, the SR22 filing period is for three years. But the term can be extended depending on individual cases due to stringent insurance laws in Los Angeles. As soon as the SR22 filing period is over, the insurance premiums will be lower, depending on your driving history. The prices of insurance are based on your driving history and also on your driving experience. It’s great that you can get online quotes for SR22 car insurance from this site.

Tags: drunk driving insurance, DUI, insurance, SR22 insurance