Reader’s Question:

My driver’s license has been suspended because of a DUI conviction in Los Angeles, California. I was told that I need to secure SR22 car insurance in order for me to get my license back. What is this and how long would I have to carry SR22 in my insurance policy?

Bunny

Los Angeles, CA

Because of your DUI conviction in Los Angeles, California, the Department of Motor Vehicles (DMV) suspended your driver’s license and you need to secure SR22 car insurance to have your license reinstated. SR22 filling is provided by insurance companies which serves as a proof of insurance to the DMV. That way the DMV is assured that insurance company has provided at least minimum liability coverage to you. The insurance company immediately informs the DMV if the policy lapses for any reason.

The rules regarding SR22 insurance may vary. In Los Angeles, generally, SR Filing period is three years. Due to stringent insurance laws in Los Angeles, however, the term can be extended depending on individual cases. Depending on your driving history, the insurance premiums will be lower as soon as the SR filing period is over.

Tags: drunk driving insurance, DUI, insurance, SR22 insurance