Classic Car Insurance Los Angeles California CA
Reader’s Question:
My husband just got a classic car from his father in his latest birthday. Will we be able to get a discount on the auto insurance here in Los Angeles, California?
Paloma
Los Angeles, CA
Considering the fact that a classic car is not an everyday car, most car insurance providers realize that these cars would not cost them as much as other cars. Because of that, they would be kind enough to give your husband a discount on your classic car insurance in Los Angeles, California. He could even find an insurance carrier that would offer him ‘agreed value’ coverage. This kind of car insurance policy would cover the full insured value of the classic car in case anything happens to it. The ‘agreed value’ is different than the standard car insurance policy. The actual cash value is the amount in replacing the car less the depreciated value that the insurance provider has determined.
Your husband wouldn’t have to worry about having an appraisal for your classic car with most car insurance providers unless the car that he has is very rare and very expensive. If he already has insurance for his regular car, it won’t hurt him to ask his insurance agent if he can have any other type of discount on his classic car insurance.
Tags: car insurance, car insurance discounts, classic car
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