Auto Insurance Injury Policy Los Angeles California CA
Reader’s Question:
I have an auto insurance provider here in Los Angeles, California, and I was wondering if In the event I got myself hurt inside my vehicle, but not necessarily while the vehicle was on the road or being driven, would my auto insurance still cover me?
Smith
Los Angeles, CA
This is a very interesting question, whether or not your auto insurance provider there in Los Angeles, California would cover you for treatment of injuries while you were inside your vehicle, and your vehicle was just parked in the driveway or otherwise not being driven on the road, all depends on exactly how you got injured. If you look under your auto insurance agreement you will see that injuries arising from operation of your vehicle, use and maintenance would normally be covered under your insurance coverage. This particular coverage would normally be stipulated under the auto medical, Personal Injury Protection or No Fault Insurance coverage of your policy.
If the injury was self-inflicted, was not related to, or did not occur while operating or performing maintenance on the insured vehicle as determined by further investigations done by the auto insurance company, you probably won’t get covered by your auto insurance but you may be able to get coverage from a medical insurance policy, if you have one.
It may also be interesting to note that the same policies discussed above might not be the same should someone injures him or herself while inside your vehicle. If you manage to get someone injured while inside your vehicle and it was due to the operation or maintenance of your insured vehicle, the auto insurance provider may be able to give compensation or pay for treatment under the liability insurance coverage of your auto insurance agreement.
Tags: advice, auto insurance, auto insurance claims, car insurance, car insurance company
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